Chapter 13 Bankruptcy Eligibilty

Am I Eligible for Chapter 13 Bankruptcy?

Indiana Chapter 13 Attorney

Many people think that Chapter 7 bankruptcy is their only option. They are earning good income, but most of what they earn is going to the creditors. Sometimes, the situation can be very tight, where you feel difficulty in meeting your day-to-day expenses. For people who do not qualify the means test for Chapter 7 bankruptcy, Chapter 13 bankruptcy may be the best option. However, there can be other reasons for filing a Chapter 13 bankruptcy other than failing the means test.

Over the last 26 years, Walton Legal Services Indiana has helped thousands of people reorganize their debts and have a better grip on their finances. We offer you genuine and authentic legal advice about your debt, making it easy for you to make an informed decision about which particular type of bankruptcy would be right for you. Give us a call and schedule your free initial consultation with one of our most experienced attorneys.

Should I Go For Chapter 13 Bankruptcy?

Chapter 13 bankruptcy may be for you if you have a regular income. There is no limit of income to file for Chapter 13 bankruptcy; however, no more than $360,475 in unsecured debts, and $1,081,400 in secured debt, can be discharged under Chapter 13 bankruptcy.

If you need any kind of legal advice about Chapter 13 or Chapter 7 bankruptcy, Walton Legal Services is here to help. Call us for a free first consultation with our experienced debt attorneys. We’ll take a close look at your case and point you in the right direction. We’ll also disclose our transparent fee schedule upfront, so that you know exactly what you will be paying.

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