Debt Relief With Chapter 13 Bankruptcy


chapter13 bankruptcy
If you do not pass the means test, and there’s no other way for you to file for Chapter 7 bankruptcy, you may still file for Chapter 13 bankruptcy. There are several other reasons for filing under Chapter 13, which include:

  • You filed under Chapter 7 less than eight years ago
  • You want to strip a second mortgage
  • You want to get your tax-debt interest discharged
  • You want to protect yourself from an ex-spouse

Walton Legal Services experienced Indiana bankruptcy attorneys can advise you when you should file for bankruptcy under Chapter 13. You can call us in complete confidence. We have provided legal assistance in thousands of bankruptcy proceedings, helping others as you get on top of their debts. As professionals, we understand bad things can happen to good people. We’ll go all out to get you out of the debt-pit, no matter how you ended up there. Call us and set up an appointment for a free initial consultation with one of our experienced debt attorneys.

What is Chapter 13 Bankruptcy?

When you don’t fall under Chapter 7 because of any of the reasons mentioned above, Chapter 13 bankruptcy can get your debt rescheduled. As experienced Indianapolis bankruptcy lawyers, we help you work out a repayment plan based on your income and expenses. The law requires your chapter 13 bankruptcy plan to last three to five years. You’ll pay what you can afford, and the remaining debt will be paid over the three to five year period. Lots of people think they have to repay all their debt in a Chapter 13 bankruptcy, but this is a common myth that may not apply to your situation.

We’ll walk you through the whole process until you are free of your old debts. Our experienced legal team will help you understand the entire Chapter 13 bankruptcy process, attend all the court hearings, help you interact with your trustee, and help you prepare a viable repayment plan according to the law and your means.

Walton Legal Services in Indiana is your trusted bankruptcy law firm for the last 42 years. Why waste time as debts continue to mount? Give us a call and set up an appointment for your FREE initial consultation with our experienced bankruptcy attorneys. We’ll give you sound legal advice and quote you the most reasonable and transparent legal fees so that you know exactly how much you’ll be paying.